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Bank x had a reputation for asking few questions when it provided loans. five years later, the majority of the loans were not repaid. this is because the bank had failed to address the

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It appears that the bank x failed to establish just how the loanee was planning to pay off the loans and what assets and collateral they had to be able to fall back on to ensure the loans were paid and if they had a regular income either from employment or other source like pension or shares or whatever.

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