Which of the following is true?
A Debit Cards often have a higher interest rate than Credit Cards.
B Checks are the most widely accepted form of payment
C Checks and Debit Cards both withdraw money directly from a bank account.
D Debit cards offer the highest level of fraud protection.

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The answer is D. Because the PIN is the security feature, and no one else would know it unless you have shared that information (not advised).