
Answer:
The correct answer is B) Option B has a higher present value at time zero.
Explanation:
We use spreadsheets to compare both options.
We have to calculate
Option A
Net Present Value (NPV) 10534,87
Future value  12.547
Option B
Net Present Value (NPV) 10692,05 Â is higher than option A
Future value  12.734 is higher than option A