If you invested $13,000 today in a CD that pays 4.25% interest compounded annually for 5 years, withdrew $5,000 at the end of 5 years, and reinvested the remaining proceeds in another CD that pays 6.75% interest compounded annually for another 10 years, how much would you have at the end of 15 years?
◯ $24,533.51
◯ $21,152.80
◯ $19,421.21
◯ $24,069.60
◯ $22,319.60